Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Friday, 25 November 2011

Christmas budgets: How much 'should' you spend?

I've been thinking alot about spending recently.  This is to be expected in the run up to Christmas, especially in the current financial climate.*   My hubby and I have set ourselves strict budgets, as we did last year, and although I feel somewhat cruel monitoring our spend so closely, it is unfortunately the way it has to be to ensure we don't end up in debt.

But, through casual conversations with other mums, I have realised that everyone has 'completely ridiculous different' ideas as to how much they should spend on their children.

So it got me to thinking.  What is an appropriate total spend per child for this magical day?



*Translation:  cash-strapped, debt-ridden nation, that spent far more than we could afford and are now having to pay for it.

Thursday, 2 June 2011

Entertaining the children on a budget...!

The girls have got a week off this week.  And so, as a working mum, I have had a few days off work to spend some quality time with them.  But therein lies the challenge.  In my head "quality time" involves travelling to purpose built adventure parks where we laugh together, skipping along eating ice creams, the sun shining, everyone relaxed and happy.

Alright, I know, I'll try and grasp reality again.  Day trips with two under 5s is a little bit more like strapping a shield to your arm and trying to slay a dragon with 2 heads.  You need skill, strength, plentiful snacks, eyes in the back of your head, plasters and antiseptic, and a spare kidney to cover the costs.

So, today we left the house with a small changing kit (3 nappies, wipes and sacks), 4 juice boxes, a bottle of water, a packed lunch, buckets and spades and a total of £5.40 ($8.89) in change.  Safe to say that we were on a budget.  So it was to a nearby park, recently refurbished with swings, slides, and a sand pit (obviously), that we headed.  Turns out that the land train was in residence and my youngest absolutely loves trains, so it was an interesting education for the children as I tried to explain that the money I'd bought with me was just for ice creams, and if we wanted a ride on the train we probably couldn't also afford the ice creams.

They were surprising receptive.  And lucky.  As I discovered that the cheapest ice creams were in fact affordable, so they got to do both.  The lesson for my eldest was that she couldn't have the fancier ice cream she'd had her eye on.

But the sun shone.  We made sandcastles.  Ate our packed lunch in the rose garden.  Rode the train.  Ate the ice creams.  And had a thoroughly lovely day.  Interestingly I came home with 90p and I expect that if I'd have taken £10, or even £20, I would probably still have come home with 90p.  So we did indeed manage a lovely day on a budget.  Never underestimate the lure of a simply swing set and sandpit.

I left the dragon at the scene.

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